Non-Owner SR-22 Insurance by State
SR-22 rules are set by each state. The table below shows the filing form, minimum liability limits and typical filing period for each state we cover. Select your state for a full guide.
| State | Form | Minimum liability | Typical period |
|---|---|---|---|
| Alabama | SR-22 | 25/50/25 | Usually 3 years |
| Alaska | SR-22 | 50/100/25 | Usually 3 to 5 years |
| Arizona | SR-22 | 25/50/15 | Usually 3 years |
| Arkansas | SR-22 | 25/50/25 | Usually 3 years |
| California | SR-22 | 30/60/15 | Usually 3 years |
| Colorado | SR-22 | 25/50/15 | Usually 3 years |
| Connecticut | SR-22 | 25/50/25 | Usually up to 3 years |
| Washington, D.C. | SR-22 | 25/50/10 | Usually 3 years |
| Florida | SR-22 or FR-44 | 10/20/10 (SR-22); 100/300/50 (FR-44) | Usually 3 years |
| Georgia | SR-22 | 25/50/25 | Usually 3 years |
| Hawaii | SR-22 | 20/40/10 | Usually 3 years |
| Idaho | SR-22 | 25/50/15 | Usually 3 years (varies) |
| Illinois | SR-22 | 25/50/20 | Usually 3 years |
| Indiana | SR-22 | 25/50/25 | Usually 3 to 5 years |
| Iowa | SR-22 | 20/40/15 | Usually 2 years |
| Kansas | SR-22 | 25/50/25 plus PIP | Usually 1 to 3 years |
| Louisiana | SR-22 | 15/30/25 | Usually 3 years |
| Maine | SR-22 | 50/100/25 | Usually 3 years |
| Mississippi | SR-22 | 25/50/25 | Usually 3 years |
| Missouri | SR-22 | 25/50/25 | Usually 2 years |
| Montana | SR-22 | 25/50/20 | Usually 3 years |
| Nebraska | SR-22 | 25/50/25 | Usually 3 years |
| Nevada | SR-22 | 25/50/20 | Usually 3 years |
| New Hampshire | SR-22 | 25/50/25 | Usually 3 years |
| New Mexico | SR-22 | 25/50/10 | Usually 3 years (varies) |
| North Dakota | SR-22 | 25/50/25 plus PIP | Usually 1 to 3 years |
| Ohio | SR-22 | 25/50/25 | Usually 3 to 5 years |
| Oregon | SR-22 | 25/50/20 plus PIP | Usually 3 years |
| Rhode Island | SR-22 | 25/50/25 | Usually 3 years |
| South Carolina | SR-22 | 25/50/25 | Usually 3 years |
| South Dakota | SR-22 | 25/50/25 | Usually 3 years |
| Tennessee | SR-22 | 25/50/25 | Usually 3 to 5 years |
| Texas | SR-22 | 30/60/25 | Usually 2 years |
| Utah | SR-22 | 25/65/15 plus PIP | Usually 3 years |
| Vermont | SR-22 | 25/50/10 | Usually 3 years |
| Virginia | SR-22 or FR-44 | 50/100/25 (SR-22); 100/200/50 (FR-44) | Usually 3 years |
| Washington | SR-22 | 25/50/10 | Usually 3 years |
| West Virginia | SR-22 | 25/50/25 | Usually 3 years (varies) |
| Wisconsin | SR-22 | 25/50/10 | Usually 3 years |
| Wyoming | SR-22 | 25/50/20 | Usually 3 years |
States that do not use the SR-22
New York, Pennsylvania, Minnesota and North Carolina do not use SR-22 forms. Several other states, including Delaware, Kentucky, Maryland (which uses the FR-19), Massachusetts, Michigan, New Jersey and Oklahoma, rarely or never require an SR-22 from in-state drivers. If you live in one of these states but were ordered to file an SR-22 by another state, you still need an insurer that can file in that state. See out-of-state SR-22.
Moved to another state?
An SR-22 requirement follows you. If you move, you usually need an insurer that can file in the state that ordered the SR-22, while your policy meets the limits of that state. Tell the agent about both states when you request quotes.