How Long Do You Need an SR-22?
Most drivers need an SR-22 for 3 years. Depending on the state and the offense, though, the requirement can last anywhere from 1 to 5 years or more.
Typical SR-22 periods
| Period | Examples |
|---|---|
| 2 years | Texas, Missouri, Iowa (generally) |
| 3 years | Most states, including California, Illinois, Arizona, Georgia and Nevada |
| 3 to 5 years or more | Repeat offenses, or certain states such as Alaska, Indiana and Ohio |
See your state's details on our state guide.
When does the clock start?
This is the part that confuses people most. Depending on your state, the period may start on:
- The date of conviction
- The date of suspension
- The date you become eligible for reinstatement
- The date your license is actually reinstated
If the clock starts at reinstatement, delaying your SR-22 only delays the end date. That is one reason many people buy a non-owner SR-22 as soon as they are eligible.
What resets the clock
- A lapse. In many states, a canceled policy restarts the full period.
- New violations during the SR-22 period
- Driving while suspended
How to know you're done
- Call or check online with your DMV to confirm the requirement has ended.
- Ask your insurer to remove the SR-22 endorsement. Your rate may drop.
- Keep insurance active if you still drive. A lapse after the SR-22 period can still raise future rates.
Will my insurer tell me when my SR-22 ends?
Not always. Track the date yourself, and confirm with the DMV.