Do I Need an SR-22 If I Don't Own a Car?
If the state has ordered an SR-22 and you want a valid driver's license, yes. The requirement attaches to you as a driver, not to a vehicle.
Why owning a car doesn't matter
The SR-22 proves that you can pay for damage you might cause while driving. You could drive a rental, a friend's car or a work vehicle, so the state wants that proof whether or not you own a car.
What if I don't plan to drive?
You can choose not to reinstate your license. However, in many states the SR-22 clock does not start until you file it, so the requirement will still be waiting for you later. Some drivers also need a valid license for a job, even if they rarely drive.
The cheapest way to meet it
A non-owner SR-22 policy typically costs $40 to $75 a month, which is far less than insuring a car. Get a quote.